The (bad) options for Americans facing an emergency expense. Subscribe to our channel and turn on notifications (🔔) so you don't miss any videos: http://goo.gl/0bsAjO A 2023 Federal Reserve survey found that a third of Americans say that they don’t have the cash to cover a $500 emergency expense. So what happens if they need it? In this video, we compare six of the ways Americans say they get money when they don't have it: credit cards, bank loans, borrowing from a friend or family member, payday loans, selling something, and going into overdraft. How difficult is each one to access? How does paying off each kind of debt work? And how much does each one cost down the line? None of these options are great for someone who can’t pay an emergency expense. But some of them are a lot worse than others. This video is presented by DCU. DCU doesn’t have a say in our editorial decisions, but they make videos like this possible. Sources and further reading: The Federal Reserve report: https://www.federalreserve.gov/publications/2023-economic-well-being-of-us-households-in-2022-expenses.htm A range of interest calculators, if you’re currently weighing your options: https://www.calculator.net/financial-calculator.html More on the predatory nature of payday loans from the Pew Charitable Trusts: https://www.pewtrusts.org/en/research-and-analysis/articles/2023/06/07/what-does-the-research-say-about-payday-loans Watch our full video catalog: http://goo.gl/IZONyE Follow Vox on TikTok: http://tiktok.com/@voxdotcom Check out our articles: https://www.vox.com/ Listen to our podcasts: https://www.vox.com/podcasts

Tyrone White was a member of the 65 Menlo Gangster faction of the Crips gang in South Central Los Angeles during the late '80s and '90s, witnessing police brutality and the LA riots. White speaks with Business Insider about the culture of the Crips and the rivalry with the Bloods. He talks about money-making activities, clothing, and music. Andy "Rebirth" Pellerano is a former soldier for the Almighty Latin King Nation, or Latin Kings. Pellerano discusses gang life in New Orleans, where the gang spread from its home base in Chicago. He discusses drug-trafficking networks, robbery, and extortion. Today, Pellerano is an evangelical minister and musician. Alex Sanchez is a former high-ranking member of MS-13. He became involved in the gang in the 1980s in Los Angeles and participated in its expansion. He speaks with BI about tattooing, rules and codes, media perception, and the political language used to depict the gang. Omar Sharif was involved in gang activity in London. He speaks with BI about county lines, gang colors, and language. Sharif is now a motivational speaker, life coach, and youth worker. He has also worked with large corporations and leaders. John Pennisi was an associate with the Gambino family through John Gotti Jr. before he became a made member of the Lucchese crime family in 2013. Pennisi says he decided to leave the mob in 2018 after members of his crew falsely accused him of cooperating with law enforcement. Jay Dobyns is a retired ATF agent who went undercover with the Hells Angels from 2001 to 2003 as part of Operation Black Biscuit. He speaks with BI about his experience with the outlaw motorcycle gang, from weapons to narcotics trafficking. He later served as an instructor at the ATF's National Academy. Dobyns is the recipient of the United States attorney general's Medal of Valor, 12 ATF special-act awards, and the National Association of Police Organizations' top-cops award. Jimmy Tsui is a former member of Tung On in New York City's Chinatown. He later transitioned into the Sun Yee On triad in Hong Kong, where he became a "426 general" in 1988. He speaks with BI about how the triads make money, such as extortion and protection rackets. He discusses the initiation ceremonies and rules of membership as well as the ties to the movie business. Mike Moy says he was a gang member in New York City's Chinatown, having been recruited in the 1970s. He speaks with BI about gambling houses, counterfeit money, bootleg kung fu movies, gunrunning, and credit-card fraud. Moy joined the New York City Police Department as an officer in 1995 and worked there for 26 years. He later founded the YouTube channel Chinatown Gang Stories, where he speaks with former gang members about their lives. Yuyama Shinya is a former member of the yakuza in Japan. He speaks with BI about the ways the yakuza makes money, such as extortion and protection rackets. He discusses the initiation ceremonies and rules of membership as well as the ties the yakuza has to other criminal groups, such as the triads and Russian organized crime. He now runs a YouTube channel. Find out more: Andy Pellerano www.oneaccordministries.net/ Alex Sanchez www.homiesunidos.org Omar Sharif www.omarinspires.com John Pennisi https://www.youtube.com/c/Sitdownnews Jay Dobyns www.jaydobyns.com/ Mike Moy and Jimmy Tsui https://www.youtube.com/@chinatowngangstories MORE HOW CRIME WORKS VIDEOS: How Car Theft Actually Works | How Crime Works | Insider https://www.youtube.com/watch?v=EHevgEKGwhY How I Laundered Money For Pablo Escobar's Cartel | A DEA Agent's Uncut Story | How Crime Works https://www.youtube.com/watch?v=0TkwxK7o90E How I Trafficked $5 Million Worth Of Cocaine | Posh Pete's Uncut Story | How Crime Works https://www.youtube.com/watch?v=qwRl-2_pHSA 00:00:00 - The Crips 00:25:55 - Latin Kings 00:47:32 - MS-13 01:11:52 - London Gangs 01:32:07 - Hell's Angels 01:52:42 - New York Mafia 02:08:59 - Traids 02:29:19 - Chinatown Gangs 02:45:20 - Yakuza 03:04:04 - Credits ------------------------------------------------------ #crime #mafia #insider Insider's mission is to inform and inspire. Visit our homepage for the top stories of the day: https://www.businessinsider.com/ Insider on Facebook: https://www.facebook.com/insider Insider on Instagram: https://www.instagram.com/insider Insider on Twitter: https://twitter.com/thisisinsider Insider on Snapchat: https://www.snapchat.com/discover/Insider/2708030621 Insider on TikTok: https://www.tiktok.com/@insider How 9 Gangs And Mafias Actually Work — From The Crips To Hells Angels | How Crime Works | Insider

Natashya Gutierrez travels to Southeast Asia to explore a dark new form of online scamming, known as “pig butchering”, that is involuntarily perpetuated by victims of human trafficking forced to steal for the Chinese mafia who run these manipulative scams; David Noriega investigates the deaths and disappearances of Moroccan migrants as they attempt to cross the Spanish border at Melilla and examines how outsourced European immigration policies may ultimately be responsible for these tragedies. This segment is from the show ‘VICE’ which originally aired in Jun 2023. Help keep VICE News’ fearless reporting free for millions by making a one-time or ongoing contribution here. - https://vice.com/contribute Subscribe to VICE News here: http://bit.ly/Subscribe-to-VICE-News Check out VICE News for more: http://vicenews.com Follow VICE News here: TikTok: https://www.tiktok.com/@vicenews?lang=en Facebook: https://www.facebook.com/vicenews Twitter: https://twitter.com/vicenews Instagram: http://instagram.com/vicenews More videos from the VICE network: https://www.fb.com/vicevideo #VICENews #News

Dramatic Incident at LAX: Lufthansa Flight LH 456, a Boeing 747-8i, executed a hard and unexpected touch-and-go landing at Los Angeles International Airport on April 23, 2024. Eyewitness accounts and expert analyses provide insights into this rare aviation event, sparking discussions on safety protocols.

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With a heavy heart, Sam Thambi, the owner of Thambi Magazine Store at Holland Village, closed the shutters of his shop for the last time on May 5. He tells CNA Lifestyle that the support he's received has motivated him to find a new place to retain the tradition of browsing magazines. Read more: https://cna.asia/4duROSc Subscribe to our channel here: https://cna.asia/youtubesub Subscribe to our news service for must-read stories: Telegram - https://cna.asia/telegram WhatsApp - https://cna.asia/whatsapp Follow us: CNA: https://cna.asia CNA Lifestyle: http://www.cnalifestyle.com Facebook: https://www.facebook.com/channelnewsasia Instagram: https://www.instagram.com/channelnewsasia Twitter: https://www.twitter.com/channelnewsasia TikTok: https://www.tiktok.com/@channelnewsasia

A Chinese children's choir arrived in Paris on Saturday, starting its five-day tour of cultural exchanges where it will perform to mark the 60th anniversary of the establishment of China-France diplomatic relationship. https://www.cctvplus.com/news/20240506/8375535.shtml#!language=1 Welcome to subscribe us on: Facebook: https://www.facebook.com/NewsContent.CCTVPLUS Twitter: https://twitter.com/CCTV_Plus LinkedIn: https://www.linkedin.com/company/cctv-news-content Video on Demand: www.cctvplus.com If you are in demand of this video footage, please contact with our business development team via email: service@cctvplus.com